Â鶹´«Ã½

Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Â鶹´«Ã½ offers resources and products designed to meet your personal and family goals.

Support your workforce with innovative employee benefits and retirement solutions. Â鶹´«Ã½ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Â鶹´«Ã½ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

Empower your clients with confidence by leveraging Â鶹´«Ã½â€™s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

  • Individuals

    Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Â鶹´«Ã½ offers resources and products designed to meet your personal and family goals.

  • Employers

    Support your workforce with innovative employee benefits and retirement solutions. Â鶹´«Ã½ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

  • Institutions

    Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Â鶹´«Ã½ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

  • Financial Professionals & Brokers

    Empower your clients with confidence by leveraging Â鶹´«Ã½â€™s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

Income Horizon

Modern times call for a modern solution. Enter, Income Horizon - a flexible, customizable solution that allows your participants to build a pension-like stream of income for a confident retirement.

Income Horizon is an in-plan, accumulation-based solution with a group deferred income annuity component that allows participants to build a future stream of lifetime income during their working years.Ìý

Help Participants Build the Secure Future They Need

We have helped participants with the accumulation phase ofÌýretirement with features such as auto enrollment and auto escalation. But many don’t have a plan for the decumulation phase of retirement. Income Horizon provides a way to allocate to a guaranteed lifetime income solution during their working years so they can retire with confidence.

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Â鶹´«Ã½ is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regardingÌýinsurance or investment products. Â鶹´«Ã½, its affiliates, its distributors, and respective representatives do not provide anyÌýemployer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciaryÌýcapacity for any plan.

This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice.Ìý

Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting orÌýtax professionals for guidance regarding their specific financial situations.

Â鶹´«Ã½ refers to Â鶹´«Ã½ and its affiliates, including Â鶹´«Ã½ & Annuity Company. InsuranceÌýproducts can be issued in all states, except New York, by Â鶹´«Ã½ or Â鶹´«Ã½ & Annuity Company. InÌýNew York, insurance products are only issued by Â鶹´«Ã½ & Annuity Company. Product availability and features may vary byÌýstate. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

The home office for Â鶹´«Ã½ & Annuity Company is located in Phoenix, Arizona. The home office for Â鶹´«Ã½ is located in Omaha, Nebraska.

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